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Your web site and newsletter are informative and answer many questions of what to expect and how to respond.
M. Olson

Excellent site and excellent compilation of developments.
J. Raudabaugh

Hi Phil, I would like to thank your team on our recent victory over the IAFF in our election on Friday. We won with about 2/3 of the votes in our favor. I could not have done it without the great work of Scott. He got to the root of the problem almost immediately and got me headed in the right direction. Thanks again for your expert help.
W. Woodcock

How long until the Big 3 got the way of steel and airlines?

This guy (God bless him – he’s 109) has been retired and receiving fully funded health insurance from GM for a decade longer than I’ve been alive. He’s one of over 240 GM retirees over 100! Couple of thoughts. First, why would GM agree to benefits for which it could not pay? Oh, right, they were basically a monopoly when they agreed to these benefits. I don’t blame the unions here, they did what they were supposed to do and got the best deal they could for their members. It was GM that had no spine – why take a strike when you can just raise your prices instead? Second, this is a microcosm of what is happening with Medicare and Social Security. Of course, GM can go bankrupt (like the steel companies and airlines – also former monopolies that are finally facing the music after years of ridiculously non-competitive business practices) and dump its retirees on the rest of us taxpayers – the U.S. government is a bit of a different story. When are we going to come to the realization that we either take our lumps and get the government out of the health care and retirement business or the U.S. government is going to go the way of U.S. Airways.

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